Short Sale Specialists · South Florida
There is a wayforward.
Behind on your mortgage? We negotiate with your lender and handle the paperwork, from start to close.
Hablamos español · Confidential, no-pressure conversation
How we helpwith heart
Short Sale Negotiations
We negotiate directly with your lender so you can move forward and avoid foreclosure proceedings.
Loan Modifications
Personalized solutions designed to help you stay in your home.
Probate Assistance
Compassionate guidance through inheritance processes.
Mobile Notary Closings
Convenient, reliable, professional. We come to you.
We also handle
Foreclosure Assistance
When a sale date is already on the calendar, we review every option and pursue a postponement where one is possible.
Residential & Commercial Mortgages
Additional mortgage support for residential and commercial properties, from documentation to closing.
The process,step by step
Talk
A confidential conversation about your situation. No pressure, no judgment.
Review
We analyze your mortgage and your options, backed by 25+ years in mortgage and real estate.
Negotiate
We deal with the bank for you and keep you informed at every step.
Close
Paperwork and follow-up handled from start to finish. You move forward.
Forms & Required Documents
What you’ll need,
all in one place
Lenders do not open a file until it is complete — one missing page and your case waits while the clock keeps running. Here is the whole list, so nothing holds you up.
Forms we provide
We prepare these for you and walk you through every line before you sign.
Short Sale Document List
The whole checklist on one page. Print it and tick items off as you gather them.
Download formBorrower’s Authorization
Your signature here is what allows your lender to speak with us about your loan.
Download formSeller Information Sheet
Your property, your mortgage and how the title is held, gathered once.
Download formBuyer Information Sheet
For buyers at closing: financing, title vesting, lender and attorney details.
Download formYour lender’s Request for Mortgage Assistance (RMA / Form 710) is not here — each bank uses its own. We send you the right one for yours.
Documents you gather
Your mortgage & your hardship
- A hardship letter in your own words — we help you write it
- Most recent mortgage statement for every lender and lien holder, with the loan number
If you are W-2 employed
- Your last 4 paystubs if you are paid weekly, or the last 2 if bi-weekly
- Last 2 years of tax returns (1040s, all pages)
If you are self-employed
- Most recent quarterly profit and loss statement, signed and dated
- Last 2 years of business tax returns (1065, 1120, all pages)
- A signed CPA letter: type of business and how long it has been active
Everyone
- Last 2 months of bank statements, all pages — personal, business or both
- Valid driver license or ID, for every borrower
- Social Security card, for every borrower
Every lender is different, so your file may need more or fewer documents. Liz tells you exactly which ones yours needs.
Documents are never uploaded through this website. Liz will show you a safe way to send them.
Ahomeismuchmorethanaproperty.Itiswhereyourmemories,yourdreamsandyourfuturelive.
We are here to help you protect it.
From the front desk to the corner office
- 2002Receptionist
- Processing
- 2013Underwriting
- TodayOwner & CEO
Meet Elizabeth
Cuban roots,
Miami heart.
Elizabeth “Liz” Enrique, Owner and CEO. She started in the mortgage industry in 2002 as a receptionist and worked her way up through processing and underwriting — learning to read a file from every angle.
Her day runs between homeowners, agents, title companies, attorneys, lenders and loss-mitigation departments. That is why she understands both sides of a hardship: the paperwork, and the family behind it.
Liz handles every case personally — organizing your documents, speaking with the parties involved and working toward the best resolution your situation allows.
Every situation is different. Every client is treated with respect, honesty and personal attention.
For Realtors
You keep the credit and your commission.
I work behind the scenes: lender negotiations, paperwork and follow-up, while you stay focused on selling.
- You get the credit
- You keep the commission
- Your client gets a solution
let's talk
One confidential conversation can change everything.
Call or write. We answer in English and Spanish.